Credit Report Prepared For:

John Jones You Sequoia Properties 1701 North Hill Street, Santa Ana, CA 92705

Account #: 5823484 Date: 10/24/2001 05:03 pm Information Source(s): Experian,Criminal,Eviction

Search Information Provided Name: Consumer, Jonathan    Current Address: 123 South Street, Unit A, Irvine, CA 92651 Property applied to: Kittridge Testing, 14411 Kittridge Street, Van Nuys, CA 91405

Applicant SnapShot Score: 502 (New National Risk Model) Score: 561 (Experian/Fair Isaac Model) Score: 925 (Experian/MDS Bankruptcy II Model)   Following reflects up to seven years of credit history: Positive Accounts: 6    Negative Accounts: 3 (Jump To)    Public Records: 3 (Jump To)    Collections: 1 (Jump To)   Monthly count of negative and positive accounts in last two years: Positive Accounts     0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Negative Accounts     0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb   Total Debt: $280,037     Total Monthly Payments: $4,984     Past Due Payments: $1,421      (Jump To) Income: $1     Approx After Tax Income[ ? ]: $1     Money Left[ ? ]: $-4,983   Approximate After-Tax Income Assumes a 25% tax bracket. Amount is calculated by taking the current income and multiplying by 0.75.Money Left Calculated by subtracting total credit report obligations from the approximate after-tax income.

Begin Report Section: Experian

Consumer Credit Report (Experian) Applicant Name: CONSUMER, JONATHAN QUINCY     Current Address: BURBANK, CA 91502-9150 (06/95 - 01/98)     Previous Address: SANTA ANA, CA 92708-9270 (02/95) Date of Birth: / /1951 Previous Address: LOS ANGELES, CA 90017-9001 (09/93)     Credit Score: 502 (New National Risk Model)     Score Factors:     Average age of accounts     Delinquency on bank installment loans     Too few accounts now current     Presence of non-satisfactory ratings on accounts or lack of open accounts Credit Score: 561 (Experian/Fair Isaac Model)     Score Factors:     Account(s) not paid as agreed and/or legal item filed     Length of time (or unknown time) since account delinquent     Number of accounts delinquent     Proportion of balance to high credit on bank revolving or all revolving accounts Credit Score: 925 (Experian/MDS Bankruptcy II Model)     Score Factors:     Ratio of bank revolving balances to credit limits or lack of bank revolving account information     Presence of derogatory accounts     Recently active or lack of bank, retail or finance accounts     Presence of delinquent accounts [ Void This Report ] -- Click here if this report returned from the agency is not for your applicant

Credit Agency Notice (Experian) The following advisory message(s) were returned from the credit agency: ADDRESS MESSAGE: PHONE ANSWERING SERVICE:/ABC ANSWER-ALL/10655 N BIRCH ST/BURBANK CA 91502/818.555.1212 From 03/01/1996: Inquiry count last 90-120 days for SSN is 8. From 03/01/1996: Inquiry count last 90-120 days for address is 15. ADDRESS MESSAGE: COMMERCIAL BUSINESS ADDRESS:/J&J INVESTMENTS/2600 BOWSER ST #312/LOS ANGELES CA 90017/213.111.2222 CKPT: INPUT SSN RECORDED AS DECEASED SSN retired, Date of Birth: 01/10/1951, Date of Death: 03/30/1996 SSN years issued: 1965 to 1966

Summary of Accounts Positive: 6 Negative: 3 Public Record: 3 Collection: 1

Credit Summary No of Accounts Payment Record No of Accounts Payment Record 6 Pays or paid as agreed 1 Chapter 13 (Wage Earner Plan) 2 Pays or paid 30-60 days past due

Trade Totals   Limit High Balance Balance Past Due Payment Available Installment Totals 1,000 0 265,380 1,421 4,549   Revolving Totals 20,000 16,720 14,657 0 435 27% Open Totals Grand Totals 21,000 16,720 280,037 1,421 4,984

Creditor Records (Revolving Accounts) Account Type Opened Balance Limit High Bal Past Due Payment Rating/Status Credit Card 05/96 0 7,000 5,700   Curr Acct/Closed   Comment: Account closed at consumers request. Revolving Charge Account 01/68 0 1,400   Making regular WEP payments   Comment: Account previously in dispute - now resolved - reported by subscriber. Credit Card 02/85 6,029 10,000 7,108 180 Curr Acct Credit Card 01/90 8,628 10,000 9,612 255 Curr Acct

Creditor Records (Installment Accounts) Account Type Opened Balance Limit High Bal Past Due Payment Rating/Status Installment Sales Contract 02/95 1,000 1,000 Pays as agreed Auto Loan 12/93 11,050 465 465 <= 2 payments past due Secured Loan 03/93 19,330 956 956 <= 2 payments past due Real Estate Specific Type Unknown 05/90 234,000 3,128 Curr Acct

Creditor Records (Open Accounts) Account Type Opened Balance Limit High Bal Past Due Payment Rating/Status Credit Card 03/95 0 4,000 3,612   Curr Acct/Closed

Creditor Payment Records Legend Paid as agreed  30 days overdue  60 days overdue  90 days overdue  90+ days overdue Wage Earner Plan (Ch. 13)  Repossession  Collection/Charge Off/Bad Debt/Skip  No Update Account Type Status Credit Card Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Revolving Charge Account May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun Credit Card Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Credit Card Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Installment Sales Contract Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Auto Loan Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Secured Loan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Real Estate Specific Type Unknown Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Credit Card Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

Collection Items Assigned Last Act Name Orig Bal Curr Bal Status 09/94   DR. JOHN KILDARE 500 250 Coll Acct   Comment: Account information disputed by customer.

Public Records/UD/Skip Bankruptcy Filed: 02/93 Liability: $100,000 Assets: $100,000 How Filed: Joint Court: U S BANKRUPTCY COURT Case Num: 35054539906234561 Comments: "Bankruptcy Chapter13- petition filed." Legal Item Filed: 07/95 Amount: $12,450 Court: SO CALIF DISTRICT COURT Case Num: 45078321 Legal Item Filed: 09/93 Amount: $1,200 Plaintiff: ALLIED COMPANY Court: COUNTY SPR CT SANTA ANA Case Num: 7505853

Inquiries Name Date HEMLOCKS 12/05/98 BAY COMPANY 12/03/98 HILLSIDE BANK 10/21/97

Begin Report Section (Criminal Check)

Criminal Check Offender:JONATHAN CONSUMER DOB:  Database: CACON Date: 11/06/1990  Offense: N/A  Statute: 487.HA   Offender:JONATHAN Q CONSUMER DOB:  Database: CACON Date: 10/27/1989  Offense: N/A  Statute: V 10851.A & 496.1   Offender:JONATHAN CONSUMER DOB:  Database: CASBR Date: 06/15/1992  Offense: DEFENDANT TRUE NAME FELONY-SB P116011   Offender:JONATHAN QUINCY CONSUMER DOB:  Database: CASBR Date: 06/10/1992  Offense: DEFENDANT TRUE NAME MISDEMEANOR-SB P177652

Terrorist Search No Records Found

Sex Offender Search Offender: JONATHAN CONSUMER DOB:  Database: CACON County: Los Angeles  Date: 12/19/1986  Offense: N/A  Statute: H 11350.A   Offender: JONATHAN CONSUMER DOB:  Database: CACON County: Los Angeles  Date: 05/12/1987  Offense: N/A  Statute: 499.D & 484.F2

Begin Report Section (Eviction Report)

Eviction Scan: Exact Name Matches (check carefully)   Note: Exact matches are displayed in blue Identification Date Address Details CONSUMER, JONATHAN 04/20/00   10655 N BIRCH ST BURBANK, CA 91502 Prop/Owner: MICHEL ROY Disposition: JUDGEMENT FOR PLAINTIFF Judgement: 1800   Comment: JUDGMENT DATE:04/30/2000 3 DAY NOTICE TO PAY RENT OR QUIT CONSUMER, JONATHAN QUINCY 06/13/01   206 1/2 E 54TH ST LOS ANGELES, CA 90011 Prop/Owner: CHASE MANHATTAN MORTGAGE Disposition: JUDGEMENT FOR PLAINTIFF Judgement: 0   Comment: JUDGMENT DATE:06/23/2001 30 DAY NOTICE TO QUIT CONSUMER, JONATHAN 06/13/01   206 E 54TH ST LOS ANGELES, CA 90011 Prop/Owner: CHASE MANHATTAN MORTGAGE Disposition: JUDGEMENT FOR PLAINTIFF Judgement: 0   Comment: JUDGMENT DATE:06/23/2001 30 DAY NOTICE TO QUIT CONSUMER, JONATHAN 04/11/00   9516 NICHOLS ST BELLFLOWER, CA 90706 Prop/Owner: CHASE MANHATTAN MORTGAGE CORP Disposition: JUDGEMENT FOR PLAINTIFF Judgement: 0   Comment: JUDGMENT DATE:04/21/2000 30 DAY NOTICE TO QUIT CONSUMER, JONATHAN Q 04/19/00   711 E MARKET ST LONG BEACH, CA 90805 Prop/Owner: BRUCE R MENKE Disposition: JUDGEMENT FOR PLAINTIFF Judgement: 2046   Comment: JUDGMENT DATE:04/29/2000 3 DAY NOTICE TO PAY RENT OR QUIT CONSUMER, JONATHAN 06/28/01   1621 W HILLS ST LONG BEACH, CA 90810 Prop/Owner: WASHINGTON MUTUAL BANK Disposition: JUDGEMENT FOR PLAINTIFF Judgement: 0   Comment: JUDGMENT DATE:07/08/2001 30 DAY NOTICE TO QUIT

End of Report.